• Because we’re specialists and we’ve fine-tuned the payment process. We make sure that your money
  moves into your account quickly and securely, so that it’s there when you need it to be.
  
  
• Our twin data centres and disaster recovery initiatives ensure your payments are being processed
  all day every day.

 

• We take your customers’ data security seriously. Sage Pay is level 1 PCI DSS compliant and are active members of the PCI SSC (Security Standards Council). Working with us will ensure your peace of mind and reassure your customers. More about our PCI DSS certification

 

• We believe that fraud prevention is an essential part of a payment service, which is why we don’t charge you extra for standard fraud screening tools. They’re included as part of your €25 per month package, enabling you to trade successfully and responsibly.

• We realise that you don’t have time to become a payments expert overnight, so we try to make everything
  as clear as possible, from our simple pricing policy, to managing your account. With My Sage Pay,
  you can run reports, carry out refunds and check for fraud. It’s easy to use and won’t take up too much of your valuable time.
  
  
• Integrating our payment services is pretty straightforward too. We supply full integration kits and user manuals for you and/or your developer and in most cases, you can be taking payments within 20 minutes.

• You and your customers will benefit from 24/7 UK-based telephone and email support, so whenever you need us, we’re available to help.
  
  
• Our systems also run 24-hours a day and our aim is to never let our up-time drop below 99.99% — because we want your customers to buy from you when it suits them.

• If your needs are far more individual we can even create a completely tailored payment solution to fit your specific
  payment needs too.
  
  
• Because we’re an independent payment service provider (PSP), we’re not associated to a particular bank.
  If you decide to switch banks, that’s OK with us, we work with all of the UK’s major banks.

• You, your developer and your customers can call our UK-based customer services team, 24 hours a day,
  7 days a week.

• You can choose to accept payments from any of the following cards
  
  

• PayPal, including PayPal express checkout

• Sage Pay Go includes acces to our stand-alone MOTO facility, which means that as well as accepting payments online, you'll also be able to take payments over the phone, via fax or mail order. More about MOTO
  
  
• Sage 50, Sage 200 and Sage Instant  Accounts users can fully integrate Sage Pay's MOTO facility in order to reconcile transactions.
  
  

• There are different levels of payment page customisation available, depending on how you integrate Sage Pay Go
  with your website. Whichever option you choose, we provide you with a comprehensive set of payment page templates.
  
  
• To give you the most flexibility, there are three options for integrating Sage Pay Go and these are: Form, Server and Direct integration. Which integration type will work for you?

• Real-time authorisation
  
  
• Choose from a range of payment options such as;
  
  • Deferred and release payments
  • Authenticate and authorise payment
  • Continuous Authority / Recurring Billing
  • Direct Refund
  

• Sage Pay Go includes a number of fraud prevention tools including
  • 3D Secure – also know as Verified by Visa and MasterCard SecureCode
  • AVS/CVV/CV2 card checks
  • Standard fraud screening tools in association with The 3rd Man
  
  
  

• My Sage Pay enables you to manage your Sage Pay account, giving you full control over your online payments.

 

 

With My Sage Pay you can:

• Manage your transactions
• Monitor fraud
• Manage users and user profiles on your account
• Reconcile your payments
• Run comprehensive transaction reports
• Perform refunds
• Authorise payments

• Void transactions

• Add as many currencies to your account as you need to, free of charge*
  
  *this will be dependent upon the currencies your merchant bank will accept.
  

• Multiple platform software plug-ins for ease of integration
  
  
• Reconcile your mail order and telephone payments (MOTO) with Sage 50, Sage 200, Sage Instant Accounts
  and TAS

• Reliable infrastructure to ensure maximum uptime and resilience
  
  
• Maximum security of transaction processing and data collection
  
  
• Sage Pay is PCI DSS level one compliant and is an active member of the PCI SSC (Payment Card Industry Security Standards Council)
  
  

• If you already have a merchant account and don’t want to switch, you can use your existing merchant account.
  We’re a bank independent PSP and work with all other major UK and Ireland acquiring banks too.
  
  

• To accept payments over the phone or by mail order, you may need a separate MOTO merchant
  account number, this will depend on your bank and the arrangement you have with them, so it’s a good
  idea to check. As soon as you have one, we can add the facility to your account.
  
  

• There are several ways to integrate Sage Pay Go with your website. This will depend on whether you are hosting
  your website yourself (you have your own server) or whether you are on a shared server. With Sage Pay Go,
  you will be able to choose from the Form and Server integration options.
  
  
• The type of shopping cart or ecommerce platform you are using may also have an impact on the way you
  integrate with a payment gateway, so it’s useful to check this too.
  
  
• The type of customer experience you would like to offer your customers will influence the way you
  integrate Sage Pay Go as well. Coming soon.....the Sage Pay demo to compare
  each customer journey.

There are three options for integrating Sage Pay Go and the one you choose will be dependant on how
your website is hosted, the type of shopping cart you have and whether you want to take on the PCI DSS
responsibility. Which integration option is right for you?

By 30 September 2009 all online merchants will need to be PCI DSS compliant to a certain level. Becoming compliant can be costly, but there are ways to remain firmly PCI DSS compliant and reduce the financial burden.

Sage Pay Go’s Form and Server integration options enable you to take advantage
of Sage Pay’s PCI DSS level 1 compliance.

With both Form and Server integration, the payment pages are hosted by Sage Pay so that you are not collecting,
storing or transferring any card data. We have also developed inFrame technology for Server integration, where you can fully customise the payment pages.

You will still need to carry out a basic PCI DSS self-assessment, but this is far less costly than
becoming fully compliant.

How Sage Pay can help with PCI DSS

Sage Pay Go should cover all of your basic needs for trading online, however you may have some specific
requirements, so we’ve designed some bolt-ons to enhance your payments service.

Priority support and account management — perhaps you're processing high volumes of transactions and

want the added assurance of a dedicated account manager.

Merchant services — if you don’t yet have a merchant bank account, we can get this set up quickly and

cost effectively.

Premium fraud prevention — If you’re selling luxury items or those susceptible to fraud, you may require

more sophisticated rule bases.

PCI DSS compliance — whether you are collecting and transferring card data or not, Sage Pay and PCI

security partner Trustwave have a PCI package to suit.

For help and advice you can contact us at anytime by calling 0845 111 44 55 or emailing support@sagepay.com

 

• Get your merchant account through Sage Pay in association with First Data and benefit from our extremely
  competitive rates. There are no set-up fees, minimum terms or annual charges.
  
  

  More about merchant services

• All businesses collecting customer data will have to be PCI compliant by 30 September 2009. Sage Pay
  has partnered with Trustwave to ensure that it is cost-effective and easy for you to become PCI DSS
  compliant, whatever the size of your business.
  
  More on Sage Pay’s PCI DSS compliance offerings

• You may have more complex fraud screening requirements than those included with Sage Pay Go,
  particularly if you are selling items that are susceptible to online fraud. For a little extra
  each month, we can offer you a premium service that enables you to tailor your fraud prevention tools more closely

  to your business.
  
  More about Sage Pay’s premium fraud prevention tools